Earthquake
When Mother Nature throws you a curve ball, don’t be surprised—be ready! Coverage your clients can depend on, at a price that works for them.
Secure coverage your clients can depend on
Our skilled underwriters use three earthquake models to evaluate risk and provide a customized solution at a competitive price.
- All classes of commercial property considered
- Earthquake capacity up to $60,000,000 on any one policy
- Capacity available in all 50 states
- Minimum premium: $2,500 subject to open capacity
- Coverage offered for earthquake, EQSL and incidental flood
First Preference
Wood Frame
1940 or newer
1940 or newer
Second Preference
Steel Frame
1960 or newer
1960 or newer
Third Preference
Reinforced Concrete
1960 or newer
1960 or newer
Fourth Preference
Reinforced Masonry
1975 or newer
1975 or newer
Fifth Preference
Metal Frame
1960 or newer
1960 or newer
Sixth Preference
Tilt-up Buildings
1980 or newer
1980 or newer
Learn more about our Earthquake program by viewing the informational sheets below
- Product Information
DIC Program Highlights - Tools
Account Advisor Report (with details explained)
Business Interruption and Extra Expenses Worksheet - Helping your clients
Select the ATC Code for your clients’ risks - Property repair tips
Hiring a qualified contractor
Obtaining a good property building contract